Investing for RetirementWith Old Mutual Unit Trusts, we offer an appropriate
solution for every stage of their retirement need.
      financial planners investment offerings retirement investing

      Investing for your client's Retirement

      A portfolio of unit trust- linked pre and post retirement products that can help you plan, manage and secure your client's future wellbeing.

      In addition, your client can view and manage their portfolio 24/7 in our secure online environment.
      Retirement productsRetirement Annuity Invest for retirement

      Features and benefits

      • Your client can invest money into a Retirement Annuity as often as they want. They can invest a lump sum, make regular payments monthly, make ad hoc payments or opt for all three, with no penalties.
      • Access to the full range of Old Mutual’s unit trust funds.
      • Tailor their investment portfolio to suit their specific retirement needs.
      • Access their portfolio 24/7 in our secure online environment, where they can manage their unit trust investment at any time.
      • Switch between unit trusts to restructure their portfolio as the investor profile changes.
      • Retirement annuity contributions are tax deductible.
      • Any capital appreciation in the value of their units is currently tax free.
      Retirement Annuity
      PreservationPreserve your retirement funds

      Features and benefits

      • If your client is retrenched or resigns, they need a place to preserve and grow the proceeds of their previous employer’s pension or provident fund. The Old Mutual Preservation Pension Fund accepts the proceeds of pension funds, while the Old Mutual Preservation Provident Fund accepts the proceeds of provident funds.
      • As it is a unit trust-linked investment they can tailor their portfolio to suit their specific needs, and benefit from the ability to switch between unit trusts to restructure their portfolio as their investor profile changes. Access to our Investment Series as well as our range of over 40 unit trusts enables them to diversify their investment across regions, sectors and economies. Their transfers in are untaxed. These funds only accept lump sum investments and they may not make ad hoc or top-up investments.
      • The client may access their capital prior to retirement, as determined by the product rules.
      Preservation
      Linked Retirement IncomePost-retirement income

      Features and benefits

      • The proceeds of the client's pension/provident fund or their retirement annuity (their retirement capital), or part thereof, must be used to buy an investment that will pay them a retirement income. The tax-efficient Old Mutual Linked Retirement Income allows them to choose their annual level of income (between 2.5% and 17.5% of their portfolio value). This is if they want a high income over a shorter period or if, for tax purposes, they want to lower their taxable income. The client may also decide on the frequency of their income payments – monthly, quarterly, bi-annually or annually.
      • In addition, because it is a unit trust-linked annuity, the client may structure their portfolio to suit their specific income needs. Access to our Investment Series, as well as our complete range of over 40 unit trusts, enables them to diversify their retirement capital across regions, sectors and economies. They can also create the optimal mix of growth and income-generating unit trusts to assist them in attaining your desired retirement income.
      Linked Retirement Income
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        Old Mutual Unit Trust Managers (RF) (Pty) Ltd is registered and approved by the Financial Sector Conduct Authority in terms of the Collective Investment Schemes Control Act, 2002. Old Mutual Investment Group provides leading investment and saving solutions and is an authorised financial services provider. 

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