Income in retirementSecuring your retirement should always be your first investment goal.
Our unit trust-linked retirement annuity, preservation fund or living annuity
gives you the flexibility to manage your future.
      individual our solutions income in retirement
      Linked Retirement IncomeInvest your accumulated retirement capital, derived from your pension fund, provident fund and retirement annuities, to invest in this dynamic, market-linked living annuity, and tailor a portfolio to grow your capital and generate your retirement income.FEATURES & BENEFITS
      • The proceeds of your pension/provident fund or your retirement annuity (your retirement capital), or part thereof, must be used to buy an investment that will pay you a retirement income. The tax-efficient Old Mutual Linked Retirement Income allows you to choose your annual level of income (between 2.5% and 17.5% of your portfolio value). This is a superb benefit if you want a high income over a shorter period or if, for tax purposes, you want to lower your taxable income. You may also decide on the frequency of your income payments – monthly, quarterly, bi-annually or annually.
      • In addition, because it is a unit trust-linked annuity, you may structure your portfolio to suit your specific income needs. Access to our Investment Series, as well as our complete range of over 40 unit trusts, enables you to diversify your retirement capital across regions, sectors and economies. You can also create the optimal mix of growth and income-generating unit trusts to assist you in attaining your desired retirement income.
      • Download the Old Mutual Linked Retirement Income Brochure for more information.
      • INVEST NOW for your retirement - complete the application form or speak to your financial adviser, and remember to
        nominate your beneficiaries .
      Features & Benefits
      HOW IT WORKS

      The proceeds of your pension/provident fund or your retirement annuity (your retirement capital), or part thereof, must be used to buy an investment that will pay you a retirement income. The tax-efficient Old Mutual Linked Retirement Income allows you to choose your annual level of income (between 2.5% and 17.5% of your portfolio value). This is a superb benefit if you want a high income over a shorter period or if, for tax purposes, you want to lower your taxable income. You may also decide on the frequency of your income payments – monthly, quarterly, bi-annually or annually.

      In addition, because it is a unit trust-linked annuity, you may structure your portfolio to suit your specific income needs. Access to our Investment Series, as well as our complete range of over 40 unit trusts, enables you to diversify your retirement capital across regions, sectors and economies. You can also create the optimal mix of growth and income-generating unit trusts to assist you in attaining your desired retirement income.

      Best of all, you can manage your investment portfolio online, 24/7, by registering for our secure services.

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      RELEVANT FORMS
      • Old Mutual Linked Retirement Income Application Form
      • Old Mutual Linked Retirement Income Brochure
      • For more information please contact your financial planner. If you do not have a financial planner and would like an Old Mutual Financial Planner to contact you, please call our Service Center at 0860 234 234
      RELEVANT FORMS
      BENEFICIARY NOMINATION

      You may nominate beneficiaries to receive the proceeds of your investment in the Old Mutual Retirement Annuity Fund in the event of your death while you are still a member of the Fund.

      Note that in terms of section 37C of the Pension Funds Act of 1956, the Board of Trustees is tasked with the equitable distribution of the benefit amongst your dependants and nominated beneficiaries. Although the Trustees will take your wishes expressed in this form into account, they are not bound by them but are also required to consider the claims of persons who were dependants, as defined by the Pension Funds Act, at the time of your death.

      In order for the Trustees to have the most accurate information before them, it is important that you regularly update the beneficiaries you have nominated as your family circumstances change.

      Download the beneficiary nomination form or advise the Fund in writing.

      Please ensure your allocations for nominated beneficiaries total 100%. If not, and where you do not have any dependants, any balance of the benefit payable will be paid to your estate. Also, the nomination.

      Beneficiary nomination
      Helping you achieve your goalsYour Goals. Our Solutions.

      How do I invest money or make my first million? We all want something out of life - a car, a house, dream wedding, acting your own business, or a holiday. To get this, we need to invest.

      Your Goals. Our Solutions.
      Tools to help guide youThe Tools give you some insight into what type of investor you are. It is not sufficiently comprehensive to qualify as investment advice and you should consult your Financial Planner for more information.INVESTRIGHT™

      How much do I need to save and invest?

      InvestRight is a simple, interactive and free guide to help establish how much a person will need to save and invest to meet their financial goals, be they short-, medium- or long term. All you need to do, is answer five simple questions.

      Investright
      EFFECTIVE ANNUAL COST CALCULATOR

      What will it cost me?

      The Effective Annual Cost (EAC) is a measure which has been introduced to allow you to compare the charges you incur and their impact on investment returns when you invest in different Financial Products. It is expressed as an annualised percentage. The EAC is made up of four components. The effect of some of the charges may vary, depending on your investment period. The EAC calculation assumes that an investor terminates his or her investment in the Financial Product at the end of the relevant periods shown in the table. Please note this illustrator does expire. 

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      INVESTMENT SELECTOR

      What funds best suit my needs?

      This Fund Selection Tool gives you some insight into what type of investor you are. It is not sufficiently comprehensive to qualify as investment advice and you should consult your Financial Planner for more information.

      INVESTMENT SELECTOR
      FUND INFORMATION


      View general fund information, prices (table & graphing tool), performance, declarations, investment minimums, and fees and charges:.

      FUND INFORMATION
      Complete your application onlineIt's easier than ever to invest.

      Time is money and we’re not about to waste yours. With our swift and simple online application process, you can apply to invest from your work desk, from home or even when you’re on vacation – whenever it suits you best.

      Online application