Linked Retirement Income

• The proceeds of your pension/provident fund or your retirement annuity (your retirement capital), or part thereof, must be used to buy an investment that will pay you a retirement income. The tax-efficient Old Mutual Linked Retirement Income allows you to choose your annual level of income (between 2.5% and 17.5% of your portfolio value). This is a superb benefit if you want a high income over a shorter period or if, for tax purposes, you want to lower your taxable income. You may also decide on the frequency of your income payments – monthly, quarterly, bi-annually or annually.
• In addition, because it is a unit trust-linked annuity, you may structure your portfolio to suit your specific income needs. Access to our Investment Series, as well as our complete range of over 40 unit trusts, enables you to diversify your retirement capital across regions, sectors and economies. You can also create the optimal mix of growth and income-generating unit trusts to assist you in attaining your desired retirement income.
• Download the Old Mutual Linked Retirement Income Brochure for more information.
• INVEST NOW for your retirement - speak to your financial adviser, and remember to nominate your beneficiaries .

The proceeds of your pension/provident fund or your retirement annuity (your retirement capital), or part thereof, must be used to buy an investment that will pay you a retirement income. The tax-efficient Old Mutual Linked Retirement Income allows you to choose your annual level of income (between 2.5% and 17.5% of your portfolio value). This is a superb benefit if you want a high income over a shorter period or if, for tax purposes, you want to lower your taxable income. You may also decide on the frequency of your income payments – monthly, quarterly, bi-annually or annually.

In addition, because it is a unit trust-linked annuity, you may structure your portfolio to suit your specific income needs. Access to our Investment Series, as well as our complete range of over 40 unit trusts, enables you to diversify your retirement capital across regions, sectors and economies. You can also create the optimal mix of growth and income-generating unit trusts to assist you in attaining your desired retirement income.

Best of all, you can manage your investment portfolio online, 24/7, by registering for our secure services.

• Old Mutual Linked Retirement Income Brochure
• For more information please contact your financial planner. If you do not have a financial planner and would like an Old Mutual Financial Planner to contact you, please call our Service Center at 0860 234 234

You may nominate beneficiaries to receive the proceeds of your investment in the Old Mutual Retirement Annuity Fund in the event of your death while you are still a member of the Fund.

Note that in terms of section 37C of the Pension Funds Act of 1956, the Board of Trustees is tasked with the equitable distribution of the benefit amongst your dependants and nominated beneficiaries. Although the Trustees will take your wishes expressed in this form into account, they are not bound by them but are also required to consider the claims of persons who were dependants, as defined by the Pension Funds Act, at the time of your death.

In order for the Trustees to have the most accurate information before them, it is important that you regularly update the beneficiaries you have nominated as your family circumstances change.

Download the beneficiary nomination form or advise the Fund in writing.

Please ensure your allocations for nominated beneficiaries total 100%. If not, and where you do not have any dependants, any balance of the benefit payable will be paid to your estate. Also, the nomination.