Wealth DefenderThis moderate risk, multi-asset class solution holds diversified exposure to local and global asset classes. The portfolio aims to minimise downside returns and thereby generate absolute or positive returns on a consistent basis, while aiming to achieve capital protection over rolling 12-month periods. The strategic allocation to each asset class is determined by its expected long-term real return outlook. The portfolio managers dynamically manage this asset allocation using a quantitative proprietary risk model. The short-term allocation view is driven by the risk management overlay to provide downside protection. The aim is to protect the portfolio from capital losses during down markets and lock in positive performance as it is earned in rising markets.
This solution is suitable for retirement funds, corporates, asset aggregators and medical aids with a moderate risk profile in an equity context and a time horizon longer than three years.
The portfolio complies with Regulation 28 of the Pension Funds Act.
Benchmark: CPI + 4% to 5% p.a. over rolling 3-year periods.
Objective: The portfolio aims to deliver long-term capital growth, along with significant capital protection.